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Medicare is an insurance that has helped millions of Americans manage their health. What makes it stand out from others is that it offers everything a patient could need for their wellbeing一going from hospitalizations to preventive care. For those in Falls Church, VA with this insurance, it’s a priority to find a clinic that accepts it.
At CareLife, we care about providing the best of our services for multiple insurance patients, including this incredible option. Keep on reading to learn about its benefits.
Medicare 101
Medicare is a federal health insurance for the elderly, meant for people who are 65 or older, and patients under 65 with a long-term disability or condition. As of now, it covers the health of 68 million Americans, offering a wide variety of services such as physician visits, prescription medications, nursing facility care, hospice, hospitalizations, preventive care and post-acute care. There’s two types of coverages a patient can choose: Original (Part A & B) or Advantage (Part C & D).
What makes Medicare such a popular option amongst people is its hospitality. Having this coverage can support you throughout the financial issues that come with healthcare costs going higher, growing enrollment, and taking care of your wellbeing as you age.
Who Is Covered By Medicare?
Regardless of your income, health status or conditions, you can become eligible for this insurance as you reach 65 years old. Depending on different characteristics, you can opt for one part of this coverage:
Medicare Part A & B (or Original Plan):
You can sign up to these coverages 3 months before, after or during your 65th birthday, and if you’re disabled and are receiving Social Security or Railroad Retirement Board disability payments, you’re eligible as well.
Medicare Part C & D (Advantage & Prescription Drug Coverage):
To be eligible for an Advantage or Prescription Drug Coverage you must enroll in Medicare Part A & B, be a U. S citizen or have permanent legal residence. You can also sign up for these insurance if you have End-Stage Renal Disease (ESRD).
4 Advantages Of Using Medicare
When you choose Medicare, you’re choosing your wellness. Signing up for this insurance can help you manage your health without worrying about the costs going higher as you become older. These are four of the benefits you can get from enrolling with one of their plans:
- Affordable Premium Options
- Autonomy-friendly
- Control Your Costs
- Care At Home
1. Affordable Premium Options
Having access to the Medicare premium plans isn’t as costly as private health insurance. Their prices tend to rise slowly because they’re pegged to inflation. For example, since 2013, the Part B premium plan’s price has only increased by 25%.
2. Autonomy-friendly
With other private healthcare insurances, you have to stick with whatever they offer you in case you have employer coverage. With an Advantage plan, your options are many一you can have an average of 33 plans to choose from, based on your health needs.
3. Control Your Costs
You can take the lead on your healthcare costs with this insurance. Most coverages have only one deductible or none, but with Medicare you can get one for Part A and one for Part B services by going for the Original plan. And if you choose Advantage, you can use a set copayment. No matter how many medical services you use, you don’t have to pay more than your plan maximum each year.
4. Care At Home
By enrolling with any coverage plan, you can complement the preventive care with healthcare-at-home services. This benefit includes an expanded coverage of telehealth services, custodial care, non-medical transportation and caregivers, keeping seniors healthy and independent remotely.
Start Your Medicare Appointments in Falls Church, VA
At CareLife Medical, we think healthcare should be accessible一especially for seniors who need it. Through this insurance, you can get the healthcare services you need to manage your chronic conditions and incoming diseases as you age without having to think twice about the costs.
If you’re looking for a comprehensive clinic that accepts Medicare patients, you can visit us or contact us.